Automotive News

Recent research has shown that of all the types of insurance on the market, car insurance has shown the sharpest rises in price over the last few years. There are many reasons for this, mostly to do with the sheer number of cars on the road, but it means that even the most discerning driver can end up paying through the nose for insurance.

So, in these tightened economic times, how can you get the best car insurance deal? Obviously, one approach is to keep your eyes peeled for particularly spectacular deals (Kwik Fit Insurance, for example, are currently offering competitive car insurance rates), but how do you know that you’re getting the best deal? Here’s what you need to do.

First off, head straight to a comparison website. Comparison websites are not the be all and end all of buying anything, but they’re a good place to start. The major problem with such sites is that they don’t compare the entire market, in fact, even the best only covers around 60%. So use a couple in combination to get a really good feel for the market.

Next up, look at specialists brokers like Kwik Fit, who may not have their policies posted on comparison websites. The same applies for a number of other high profile insurers, thus further increasing the possibility that you’ll find a better rate somewhere else than you would on a specialist comparison website.

Having checked these main groups, you’ll want to take a quick trip to the Defaqto website. Defaqto is the independent body which verifies the quality of all financial products, so take a quick look at the car insurance to make sure that you’re getting the kind of cover that you’re really looking for.

After that, you’re almost finished. Most car insurance companies will give you quotes over the internet, so you could very easily have found yourself a good rate without ever talking to someone. The last step is to pull together some of the best deals you’ve found and ring up the companies, insurance is a little flexible, and if you’re willing to haggle, you might be surprised at how much money you could end up saving.

Good luck!

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